Attention homeowners: Real estate appraisal services for in Amarillo and Randall County
Check out the top 7 reasons TX homeowners need Anderson Appraisal, LLC:
Need help determining the price of your home in or near Amarillo, TX?
We at Anderson Appraisal, LLC understand the special needs of a customer after appraisal services. Our usual business clients are used to the appraisal process and the customary documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Anderson Appraisal, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes nearby. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Anderson Appraisal, LLC is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Anderson Appraisal, LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for preciseness? An appraiser from Anderson Appraisal, LLC can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson Appraisal, LLC can help you with that. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.