Attention homeowners: Real estate appraisal services for in Amarillo and Randall County
The top seven reasons why TX homeowners call on Anderson Appraisal, LLC:
Do you own a house in or near Amarillo? Do you need help deciding the price of your real estate?
We at Anderson Appraisal, LLC understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a person not in the real estate field that probably doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Anderson Appraisal, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Anderson Appraisal, LLC, we're seasoned in helping consumers just like you get rid of unwanted and unneeded PMI insurance.
Challenging Randall county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other houses nearby. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal report from Anderson Appraisal, LLC is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. Anderson Appraisal, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson Appraisal, LLC can We can assist you. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.