Attention homeowners in Amarillo and Randall County: Need an appraisal?
Here are the top 7 reasons why TX homeowners use Anderson Appraisal, LLC:
Own a house in or near Amarillo, TX and need help deciding the value of it?
At Anderson Appraisal, LLC, we understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a person not in the real estate business that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Anderson Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. At Anderson Appraisal, LLC, we're seasoned in helping folks just like you get rid of unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that is declining. That only means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Anderson Appraisal, LLC is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Anderson Appraisal, LLC can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for accuracy? An appraiser from Anderson Appraisal, LLC can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.